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      <image:title>Buying a Home</image:title>
      <image:caption>Buying a house is an exciting milestone in anyone’s life. City &amp; Country Financial Services can help you do it right. Our advisers help you choose the best solution when it comes to taking out a mortgage. With whole-market access, we can give you an overview of what’s available to you, offering you professional advice and working with you through the whole process to help you weigh up the pros and cons and make an informed decision for you and your loved ones. Other questions we can help you with include: How much can I borrow and how much would be affordable? Shall I secure a fixed rate or a variable rate mortgage? Shall I choose a short-term or a long-term mortgage product? Can I take my mortgage with me if I sell and buy a new house? Shall I rent out my existing property and buy a new home? For help or advice on buying a home, get in touch with one of our friendly expert advisors today.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634139017720-0ZIA6FLF2JI41NLBOBRU/unsplash-image-iQ15DTx-63k.jpg</image:loc>
      <image:title>Business Owner</image:title>
      <image:caption>At City &amp; Country, we understand how important securing your business’ financial future is, and how big a toll this responsibility can take on your everyday life. We offer an all-inclusive approach to your business’ individual needs, covering everything from business finance, tax, retirement and estate planning, business protection, and more. Our expert advisors can save you time and provide the answers to questions that truly matter to you, such as: How can I raise money to buy my premises and grow my business? What will happen to my business and my family if I can no longer work? What will happen to my business if I die? What can I do to support my children financially in the future? When will I be able to afford to retire? If you’re looking for a high quality, tailored advice and guidance service, get in touch with one of our advisors today.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642583016149-BRR76L5RW080Q58AAX8C/unsplash-image-iQ15DTx-63k.jpg</image:loc>
      <image:title>Business Owner</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1631718338358-TCUCV124JBXJDV3S8H5I/leon-tHO1_OuKbg0-unsplash.jpg</image:loc>
      <image:title>Business Owner</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642768619998-MKT5ICNM9RHVGEOPJEUY/unsplash-image-5QgIuuBxKwM.jpg</image:loc>
      <image:title>Business Owner</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642768749363-IG7KF05FNDLCVUMFKO7K/unsplash-image-MAbxY8g-0bw.jpg</image:loc>
      <image:title>Business Owner</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/roger-bourdon</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1650572762872-FM9T5073FG7KX4U7TRZ0/IMG_8925+%282%29.jpg</image:loc>
      <image:title>Roger Bourdon - Roger Bourdon</image:title>
      <image:caption>Estate Planning and Will Writing Email: roger@ccep.london Mob: 07958 221460 Linkedin: https://www.linkedin.com/in/rogerbourdon/  About Roger Bourdon has been City &amp; Country Financial Services’ Head of Will Writing and Estate Planning since 2008. Roger’s patience and sense of humour helps our clients open up, discuss all aspects of their financial journeys, and make stress-free decisions. He is also a member of the Society of Will Writers, and treats Will writing with integrity and professionalism. In his free time, Roger loves to cook and experiment with various world cuisines. He’s an avid golfer and loves to travel.   How can I help you? Over 70% of UK citizens don’t have a will as they consider this area of financial planning the hardest to discuss and think about. Roger helps to ease this process for clients, supporting and advising them on how to make the hardest decisions when it comes to dividing their estate. As well as writing Wills, I specialise in Lasting Powers of Attorneys, trusts, living wills, and allied services such as funeral plans.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/mayuri-kapoor</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1650572880360-SURB6F0V3QB5NQCV4B2T/IMG_8890+%282%29.jpg</image:loc>
      <image:title>Mayuri Kapoor - Mayuri Kapoor, CeMAP</image:title>
      <image:caption>Mortgage and Protection Adviser Email: mayuri.kapoor@ccfs.london Mob: 079262 58233 Linkedin: https://www.linkedin.com/in/mayuri-kapoor-2a14132b/  About Mayuri Kapoor is a specialist mortgage advisor. She has a passion for travelling to different countries and natural sight-seeing. She is passionate about helping her clients on their property journeys. How can I help you? I can help you find the best mortgage - one that’s suitable for your personal needs and future financial plans. I specialise in residential, buy to let, and commercial mortgages, as well as offering expert advice and guidance on insurances (life, critical illness, and income protection and private medical insurance).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/piotr-tomaszewski</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/7dd3012e-f01d-49c9-8dfa-a4f69d4de351/PT.jpg</image:loc>
      <image:title>Piotr Tomaszewski - Piotr Tomaszewski, CeMAP</image:title>
      <image:caption>Mortgage Administration Desk Email: piotr.tomaszewski@ccfs.london Mob: 020 3137 0500 Linkedin:  https://www.linkedin.com/in/piotr-tomaszewski-68668b1b7/  About Piotr is running our Mortgage Administration desk. He is assisting our Mortgage Advisers with all mortgage administration and compliance requirements. He got his BA in History at the London School of Economics &amp; Political Science. He is passionate about sports, especially football, and has mastered Karate to black belt. He also enjoys socialising with his friends and meeting new people, as well as watching history documentaries in his spare time. How can I help you? I work closely with our Mortgage Advisers making sure that each mortgage application we submit on your behalf is underwritten, your mortgage offer is issued and you get keys to your new home.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/buytolet</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1638356121361-L33VR8TGT8FPA9XE4A5A/unsplash-image-_0URG2ZegMc.jpg</image:loc>
      <image:title>Buy to Let</image:title>
      <image:caption>Whether you’re looking to buy your first investment property, raise funds to grow your property portfolio, or looking to review your buy to let mortgages, our independent advisors are on hand to help. Buying an investment property may seem risky, but we believe that with careful planning you can minimize such risks. Our advisers will research all lenders, products and solutions from the whole of the market on your behalf, before advising you on the options which are available to you. We’ll explain all the costs and charges and talk to any other professionals you are already working with (such as accountants, solicitors, etc.) so that we fully understand your circumstances, goals and ambitions. Thus, helping you make an informed financial decision.  Want to find out more? Get in touch with one of our expert advisors today.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/wills</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634548969587-8E7FS4CXHT32EBR6NGNR/image-asset.jpeg</image:loc>
      <image:title>Wills</image:title>
      <image:caption>When it comes to financial security, planning ahead is one of the best things you can do. Our Will Writers can advise you on how best to manage your assets if and when you’re not able to do so personally. Writing a Will ensures that you remain in control of your assets and pass them on to the people you care about most. It also allows you to answer important questions: Should something happen to me, who will be the legal guardian of my children? Who will take care of my business if I no longer can? How will my assets get shared out amongst my loved ones?  To find out more about planning and writing a Will, get in touch with one of our Will writers today.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/family</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634139122676-9CDAAREWNC58EMXT0TRJ/image-asset.jpeg</image:loc>
      <image:title>Family</image:title>
      <image:caption>There’s nothing more important in life than family; it’s at the heart of everything we do. Whether you’re looking to find out more about securing your retirement, setting up a Will or Lasting Power of Attorney, or putting in place measures to protect your children and loved ones’ futures, we offer a holistic approach to financial planning for you and your family. Our experienced advisors are on hand to help you answer life’s important questions: What happens to our family if one of us can no longer work? How much can we borrow to buy a new home? When will we be able to afford to retire? How can we ensure our children are looked after if one or both of us die? What’s the best way to manage inherited money? How can we ensure our children are supported financially in the future? Get peace of mind and spend more time on the things that matter here and now by speaking to one of our friendly advisors today.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642769662935-5T0KWBVIQBQ9HXCFJT0T/unsplash-image-Wr3comVZJxU.jpg</image:loc>
      <image:title>Family</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1631717776579-MTZYR57RJ9FVW5Z8TYFA/jimmy-dean-L8V802a8lz0-unsplash.jpg</image:loc>
      <image:title>Family</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1631717198302-T88IW9RE751WQ8EOA8GE/maria-ziegler-jJnZg7vBfMs-unsplash.jpg</image:loc>
      <image:title>Family</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642770355969-YBMTBWTV1SZDZMANP70H/unsplash-image-xpDHTc-pkog.jpg</image:loc>
      <image:title>Family</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1684400773456-GDK5DORFUOS5PKP3Z9PF/image-asset.jpeg</image:loc>
      <image:title>Family</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/young-professional</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/b7ea7050-7863-4a04-9ef9-e7b2e13d9c1b/image-asset.jpeg</image:loc>
      <image:title>Young Professional</image:title>
      <image:caption>Being a young professional offers its own set of financial challenges. Whether you’re finding it difficult to get onto the property ladder, are dealing with debt from student loans or credit cards, or are just unsure on how to become more financially secure, City &amp; Country Financial Services can help. Our experienced advisers specialise in multiple areas of financial services and can answer any questions you have, including: How much can I borrow to buy my first home? How can I continue paying my mortgage if I lose my job or get critically ill? What can I do to protect my young family financially? Do I need to think about my retirement plan while I’m still young? Is it best to invest in my ISA or overpay my mortgage Whatever stage of the journey you find yourself at, no time is too soon to start planning for a secure financial future. Get in touch today to receive personalised advice and tailored guidance to suit your needs from one of our friendly advisors.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642583069093-4D41W15O4RUWTRDXDMXY/unsplash-image-tNCH0sKSZbA.jpg</image:loc>
      <image:title>Young Professional</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642770598194-GMMN10FP81JLSXZLMVPK/unsplash-image-PGnqT0rXWLs.jpg</image:loc>
      <image:title>Young Professional</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642770644395-IY4D80SV0NV4FGYYO01L/unsplash-image-Wr3comVZJxU.jpg</image:loc>
      <image:title>Young Professional</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642770702886-OK282VWVAVFK712MWPOI/unsplash-image-sZmIT85cV84.jpg</image:loc>
      <image:title>Young Professional</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/lasting-power-of-attorney</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634549422338-YQ263E9CVQIG5KHUC2ES/image-asset.jpeg</image:loc>
      <image:title>Lasting Power of Attorney</image:title>
      <image:caption>A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more proxies to make decisions on your behalf if you are no longer able to do so yourself. It gives you more control over what happens to you, your finances, your welfare, and your business in the event of an accident or illness that impacts your ability to make decisions. Our advisors can help you with both types of LPA: Health and Welfare Handling parts of your life such as daily matters (laundry, clothing and food), sorting out a retirement home, and life-support treatment. Property and Financial Affairs Handling parts of your property and finances such as managing your bank account, paying bills, selling real estate, and collecting pensions. Get in touch to find out more about putting a Lasting Power of Attorney in place today.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/investing</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-12-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634548455750-C2YMYA11Z1F2NLTQ4PXD/image-asset.jpeg</image:loc>
      <image:title>Investing</image:title>
      <image:caption>Want your money to work harder for you and earn you the best return possible? Investing is a great way to achieve financial security not only now, but in the future. Whether you want to build a pension for retirement, generate some passive income, or invest for your children’s education, it’s never too early to set aside some money and set yourself up for future success. Our team of advisors offer tailored advice, regular reviews, and risk management to help you make the smartest choices. At City &amp; Country, we believe in smart, ethical investment decisions that balance risk with reward. With access to the whole of the market products and solutions (including Trusts, EIS, VCT, Business Property Relief products, etc), we can help you create your personal financial plan which perfectly suits your needs and helps you achieve your goals, dreams, and financial aspirations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/business-finance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634035341234-91ONVVSYLG3TFSUJVKI9/image-asset.jpeg</image:loc>
      <image:title>Business Finance</image:title>
      <image:caption>If you’re looking to grow your business and need to expand your business premises, or if you are looking for the security of owning your workspace, you might be in the market for a commercial mortgage or a loan.  You might also need to purchase equipment, vehicles or other assets for your business, and you don’t want to disrupt your cash flow. In this case, asset finance might be suitable for your business. Our advisers can support you with all areas of commercial finance, from funding for buying business premises, to secured and unsecured loans for business purposes, and asset finance. Get in touch today to find out how we can help.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/protecting-your-business</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1631718338358-TCUCV124JBXJDV3S8H5I/image-asset.jpeg</image:loc>
      <image:title>Protecting Your Business</image:title>
      <image:caption>You can’t predict what will happen in the future, but you can have the right protection in place to help keep your business going should the unexpected happen. Business protection helps your business recover quickly in the event of a key employee or your business partner becoming critically ill or dying. There are different products we can use which will help you pay off your business loan, fund the cost of replacing an important employee or provide you with money so you can purchase shares from your business partner if they are too ill to work.  Our advisors can help you identify which types of protection you need and get started on futureproofing your business. Get in touch with us today.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/estate-planning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634549747835-PY2QBVYVA9IBXOA5K0F5/image-asset.jpeg</image:loc>
      <image:title>Estate Planning</image:title>
      <image:caption>According to Roy Jenkins Labour Chancellor (1967 – 1970), Inheritance Tax is “a voluntary levy paid by those who distrust their heirs more than they dislike the Inland Revenue”.  A well-organised estate is one of the most thoughtful gifts you can leave your family. It is essential to protect, to preserve and to transfer your assets and wealth effectively.  Estate planning is not just about tax. It also does not matter how many assets you created through your life. It does matter that your wealth can be transferred to people and causes that are important to you and that the tax your estate pays is not excessive but fair. Our advisors can help you take care of your loved ones well into the future.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/property-investor</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-01-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634139054953-D3LCKLRFV54SGDQYHW2V/image-asset.jpeg</image:loc>
      <image:title>Property Investor</image:title>
      <image:caption>Investing in property can be incredibly rewarding, but at City &amp; Country, we also understand how important it is to manage the financial risks. Whether you’re looking for advice on purchasing your very first investment property, accessing finance in order to grow your portfolio, wanting to pass your wealth to your children, or reduce your future tax liabilities, our advisers can help you answer the questions that matter to you. Questions our multi-specialist advisors can answer: How much can I borrow to buy my first investment property? Would setting up a limited company allow me to grow my property portfolio? When will I be able to afford to retire? Do I still need to invest in a pension if I’m receiving rental income? What will happen to my property portfolio if I die? What can I do to support my children financially in the future? Whatever stage you’re at along your property investment journey, our experienced team is happy to help. Get in touch with one of our advisors today to find out more.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642769233676-ZAD1356XI91C68CFNJT2/unsplash-image-DFIyusKYkDU.jpg</image:loc>
      <image:title>Property Investor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642769295848-WYX6BE5RGFJ1NFHM9F8R/unsplash-image-n_4iTY1KmDE.jpg</image:loc>
      <image:title>Property Investor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634035341234-91ONVVSYLG3TFSUJVKI9/priscilla-du-preez-tAnrp8P51tY-unsplash.jpg</image:loc>
      <image:title>Property Investor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1642769404215-M3NM0SH0IA3FGU9X0DXQ/unsplash-image-RLw-UC03Gwc.jpg</image:loc>
      <image:title>Property Investor</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/protectingyourfamily</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634548857888-GV9P7GZ937CV6NUDDQA2/sue-zeng-8SwpPqFeoR4-unsplash.jpg</image:loc>
      <image:title>Protecting You and Your Family</image:title>
      <image:caption>Family is at the heart of everything we do. That’s why our specialist advisers are on hand to help you protect life’s priorities. We offer a range of financial planning advice and protection products: Life insurance Life insurance (sometimes called ‘life cover’) is all about making sure those who depend on you have the money they need if something happens to you. It's essential for providing a financial safety net for your loved ones. Critical illness Critical illness cover helps to minimise the financial impact on you and your loved ones if you were to fall critically ill. It provides you and your family with some peace of mind when you need it most. Income protection Income protection insurance is a long-term insurance policy that provides a tax-free monthly income if you can’t work due to illness or injury. Redundancy Particularly worth considering in times of economic uncertainty, our team can advise you on how best to prepare and secure yourself if you were to be made redundant. Death, illness, injury or redundancy can stop your income, but they will not stop your bills. We can help you organise your finances in a way that doesn’t affect your lifestyle, if the worst happens. Get in touch with one of our experienced advisors today. Private Medical Insurance (PMI) With private medical insurance, you can bypass long waiting times often associated with public healthcare systems. Prompt access to medical treatment can make all the difference, particularly when it comes to time-sensitive conditions or procedures.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/lina-bourdon</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1650572641474-3SZOOBGBBPI42Y5TD2K4/1.jpg</image:loc>
      <image:title>Lina Bourdon - Lina Bourdon, Adv DipFA, CeMAP, CeRER, CertLTCP, PETR</image:title>
      <image:caption>Independent Financial Adviser, Chartered ALIBF Mob: 07730 561816 Email: lina.bourdon@ccfs.london Linkedin: https://www.linkedin.com/in/linabourdon/  About Lina Bourdon is the founder of City &amp; Country Financial Services. With two Master’s degrees, Lina came to the UK at the age of 30 and struggled to find a job. So, she decided to create her own, kickstarting her career in the Financial Services industry as a business owner. From qualifying as a Mortgage Adviser in 2006 and working from a home office, today Lina holds the highest qualification available in the industry and runs a company based in the heart of the financial world – the City of London. While not working Lina enjoys traveling and long walks. She is a compulsive reader and strong swimmer who is also known as an ambassador of small businesses with a passion for equality and diversity. “Our team is my second family – and we treat our clients as family members too.” How can I help you? As an Independent Financial Adviser who holds Chartered status with the London Institute of Banking and Finance, I specialise in complex financial planning for families, business owners and individuals. I am qualified to help you with your investments, retirement planning, protection needs, IHT planning, Equity Release (Lifetime Mortgage) and passing wealth down generations. With access to the whole of the market products and solutions (including Trusts, EIS, VCT and BPR products), I can help you create your personal financial plan which perfectly suits your needs and helps you achieve your goals, dreams, and financial aspirations.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/anita-klare</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1650572780174-A85RQE5Y3E8RPQKDJOCM/IMG_9002+%282%29.jpg</image:loc>
      <image:title>Anita Klare - Anita Klare</image:title>
      <image:caption>Client Services Manager anita.klare@ccfs.london mob: 020 3137 0500 About Anita is Client Services Manager at City &amp; Country Financial Services. She is responsible for the smooth functioning of our office and is the head of our client services team. Anita is a happy mother to Milan and Alisha. In her free time, she likes to watch good films and spend time with her family and friends. How can I help you? I act as a conduit between our advisors, clients, and the financial institutions we work with. I process your insurance, pensions and investments applications, assist our advisers with their work and make sure that our office is running smoothly.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/pensions-retirement-planning</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-04-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1638356695485-CWME79EZW7WI66JG5O5U/image-asset.jpeg</image:loc>
      <image:title>Pensions &amp; Retirement Planning</image:title>
      <image:caption>Living for 25-30 years after retirement is now a reality. Planning for retirement requires long-term commitment so the earlier you start, the easier it will be to achieve the retirement lifestyle you want. Pension legislation changes regularly and with life expectancy increasing, it is very important to review your retirement planning regularly and use all the tax-efficient options available.  If you are at the very beginning of your retirement planning and need to set up a pension plan, or if you need a full comprehensive pension review with cash flow projections, our highly qualified advisors are here to assist you.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/reviews</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-12-01</lastmod>
  </url>
  <url>
    <loc>https://www.ccfs.london/privacy-policy</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-10</lastmod>
  </url>
  <url>
    <loc>https://www.ccfs.london/equity-release</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1634661502183-6XIIQJCGKLIHF0OOXYIZ/image-asset.jpeg</image:loc>
      <image:title>Equity Release</image:title>
      <image:caption>Are you a homeowner aged 55 or over? Do you need access to funds to help support your retirement lifestyle, to pay for home improvements or other expenses or to gift some money to your children or grandchildren? Equity release may be a solution worth considering. Equity release is a way for homeowners to unlock the value that has built up in their property over time, without having to sell or move out of their home. How Can We Help? At CCFS, we offer independent financial advice to help you make informed decisions about equity release and other financial products. Our experienced advisors can help you understand the pros and cons of different equity release schemes and find the best solution for your needs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ccfs.london/private-medical-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2023-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/614046d1794474522683d0b4/1684400112426-OV0GK1U15D1V3T94RXYW/image-asset.jpeg</image:loc>
      <image:title>Private Medical Insurance</image:title>
      <image:caption>In an ever-evolving healthcare environment, it’s essential to stay informed about the options available to safeguard your well-being and that of your loved ones. One such option is private medical insurance (PMI), which can provide you with timely access to medical care, reduce stress during times of crisis, and help you maintain a high quality of life. With private medical insurance, you can bypass long waiting times often associated with public healthcare systems. Prompt access to medical treatment can make all the difference, particularly when it comes to time-sensitive conditions or procedures. By reducing waiting times, PMI ensures that you receive the care you need when you need it most. At CCFS, we are committed to helping you find the right private medical insurance policy that fits your needs and preferences. Contact us today to discuss your options and start your journey towards a worry-free future.</image:caption>
    </image:image>
  </url>
</urlset>

