Life is full of surprises, many of them unpleasant, that can effectively hinder your plans or even negatively impact the life of your family. This is why personal insurance, also known as family insurance, is so important. Imagine being incapable of working or being in a serious accident. What would your family have to do to get the funds necessary to fulfil their current needs?
In general terms, personal insurance can support you, your family, and other persons financially dependent on you in the event of death, sickness, accidents, or unemployment.
At City and Country Financial Services, we offer four basic types of personal insurance:
- Life insurance,
- Life and Critical Illness insurance,
- Income protection,
- Family Income Benefit – this type of insurance can help secure the financial future of your family. In most marriages or civil partnerships, at least one payment from the workplace is used to cover household expenses. What would happen in the event that one of the partners died? By choosing this type of insurance policy, you can secure the financial future of your family.
Personal insurance can give you a peace of mind, as you and your family gain a level of financial security for various unforeseen circumstances.
Check out our most frequently asked questions
about mortgages in the UK
Insurances in the UK
Do I have to speak English to get an insurance policy?
Yes, you must have a working knowledge of English. All documentation is written in English and it’s also the language in which all communication with insurance companies is handled. Should the need arise, we are here to help clear up any doubts and inconsistencies.
What factors influence the price of insurance in the UK?
The main factor influencing the price is age. Anything that influences your health, such as smoking, is also important. Of course, the type and scope of the insurance also determine the price.
When is the insurance activated?
In most cases, insurance is active from the moment the insurance company accepts your application.
Will the insurance still be active if I decide to go back to Poland?
In most cases, yes. An insurance policy may be extended after changing your country of residence within the EU. If you decide to go back to Poland, this may be particularly beneficial to you, considering the fact that Polish insurance policies tend to be more expensive. In order to make sure that you can do this, it’s best to contact your advisor for confirmation.
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