Purchasing a house
in the UK
Purchasing a house is a serious step. It’s a decision that comes with long-lasting consequences. One of the most important elements of this process is mortgage. Our company can help you choose the best solution. We’ll give you an overview of the available offers, presenting their pros and cons, offer professional advice, so that you can make an informed decision.
However, applying for mortgage is only the first step to buying a house in the UK. Before we evaluate your creditworthiness, it’s a good idea to consider what type of house you’re most interested in. Are you looking for a detached house or a flat? What funds would you want to spend on its purchase? The more information you provide us with, the better. Thanks to that, we can offer you better solutions.
If you choose mortgage, it’s important to always pay attention to the debt settlement plan, as well as decide whether capital repayment mortgage or interest-only mortgage is the best choice for you. We can help you decide on the optimal form of payment.
After thoroughly assessing your situation, we can verify the agreement using mortgage calculators provided by specific banks. This is sure to help you more easily assess your financial capabilities and make a final decision.
Check out our most frequently asked questions
about mortgages in the UK
Mortgage in the UK
What types of mortgage are there in the UK?
The types of mortgage available in the UK are Capital Repayment Mortgage and Interest-Only Mortgage.
What payment plans are available?
The following variants are available::
What conditions do I have to meet in order to receive mortgage in the UK?
In order to get mortgage for a house of flat, you must have a high enough level of mortgage affordability (creditworthiness). The financial advisor responsible for determining your mortgage availability may issue a “Decision in Principle” – a confirmation of your creditworthiness.
How high will my mortgage be and how high would the installlments be?
If you’re looking for reliable information on this topic, your best bet is to consult a financial advisor. Contact one of our representatives and provide them with all the necessary data, and we’ll estimate your mortgage and instalment rates.
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City & Country Financial Services