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Buy To Let Mortgages


buy to let


Buy To Let Mortgages

The UK buy-to-let market has changed considerably in the last few years.
It used to be dominated by large property management companies. These days, however, ordinary individuals too are building their property portfolios.

So where do you start as a prospective Buy-to-Let investor?

First of all most lenders consider buy-to-lets as higher risk than residential mortgages. So investors typically need a higher deposit which really varies based on the property market, lenders’ criteria, the regulation etc.. You can expect the interest rate and repayments to be higher too.

You’ll also need to factor in the cost of bringing a cheap property up to a rentable state. Then there are landlord guidelines, including fire regulations, to be adhered to, not to mention insurance cover for any period when the property is vacant.

Like any business, buy-to-let investing is a big step. If you’d like further information and advice then complete our enquiry form and one of our experienced advisers will be in touch.

Alternatively, phone us now on 020 3137 0500



Your home may be repossessed if you do not keep up repayments on a mortgage. Some Buy to Let mortgages are not regulated by the FCA.  Will  Instruction Taking and Writing is not regulated by the  Financial Conduct Authority . City & Country Financial Services Ltd is an appointed representative of New Leaf Distribution Ltd which is authorised and regulated by the Financial Conduct Authority Number 460421. New leaf Distribution Registered Office: 1st Floor, Princess Caroline House, 1 High Street, Southend on Sea, Essex, SS1 1JE


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